Our processing of personal data is described in full in our Privacy Policy. This page summarizes what we collect, how on-chain data works, and gives a truthful description of confidential mode.
What we collect
- What we collect. We collect your email address (via Privy) for authentication, and usage and accounting information you create or that is generated in the course of using the Service (for example: transaction records, business-purpose notes, counterparties, FX reference values, uploaded invoices/receipts, team membership, and plan/billing information handled via Paddle).
- Fiat identity data. Fiat on-ramp identity data (KYC) is collected and held by MoonPay, and fiat off-ramp identity data (KYC) is collected and held by Transak — in each case not by StableAccount, under that provider’s own privacy policy. See Convert to fiat and Third parties.
- Your rights (EU/EEA). If you are in the EU/EEA, you have data-subject rights under the GDPR (such as access, rectification, erasure, and objection). The lawful bases for our processing and how to exercise these rights are set out in full in our Privacy Policy, which governs.
On-chain data is inherently public
Blockchain transactions — including wallet addresses, amounts, assets, timestamps, and counterparties — are recorded on public blockchains and are permanently visible to anyone. StableAccount cannot alter, delete, or make private any information published on a public blockchain. On-chain activity may be linked to your identity by third parties through analysis, on/off-ramp records, or your own disclosures.
In plain terms: a motivated party — including law enforcement — may still be able to trace on-chain activity back to you.
”Confidential” routing — truthful description
The optional “confidential” mode is intended to reduce how much of the counterparty and routing path of a transfer is readily visible to outside observers by routing through third-party intent infrastructure (NEAR Intents / 1Click).
Confidential mode does not guarantee anonymity, privacy, or untraceability. It reduces the information readily visible to casual on-chain observers; it does not make a transaction untraceable and does not defeat determined analysis, subpoenas, regulatory inquiry, or correlation with on/off-ramp or other records.
Where confidential routing is not available for a given route, the transfer may instead execute as a standard public cross-network swap, in which case the counterparty and route are visible on-chain like any other transaction. The interface labels when this is the case. You should not rely on confidential mode to achieve legal anonymity or to satisfy any confidentiality obligation.
See how to use confidential mode on Send & receive.
Related
- Third parties — where data flows (Privy, MoonPay, Transak, Paddle, and others).
- Security — self-custody and account access.
- Compliance & risk — jurisdiction and regulatory context.