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Plain-English definitions of the terms used across these docs. These definitions are informal explanations for orientation only; the precise, controlling…

Plain-English definitions of the terms used across these docs. These definitions are informal explanations for orientation only; the precise, controlling descriptions live on the linked pages and in Compliance & risk.

  • Self-custody / non-custodial — You control your own account and funds; no company, including StableAccount, holds or can move your money. The tradeoff is that you are responsible for keeping access to it. See Security.
  • Stablecoin — A digital dollar designed to always be worth about $1. StableAccount uses USDC. See Money & fees.
  • USDC — A US-dollar stablecoin issued by Circle, intended to track approximately 1 USD. Its peg is a design target, not a guarantee (depeg risk exists).
  • Network (chain) — A blockchain that records transactions (e.g. Base). StableAccount hides this behind one ”$” balance.
  • Token (asset) — A specific digital asset on a network (e.g. USDC). StableAccount shows your tokens as one dollar figure.
  • Gas — The network fee for a blockchain transaction. StableAccount always pays gas in USDC, so you never need ETH.
  • Smart account — A programmable account (rather than a plain wallet) that enables paying by @handle, gas in dollars, batched payroll, and multisig. Technically an ERC-4337 smart account built on ZeroDev Kernel.
  • @handle — A simple username (like @acme-books) people use to pay you instead of a long wallet address. See Send & receive.
  • On-ramp / off-ramp — Converting between regular money in your bank (fiat) and dollars in your account. On-ramp brings money in; off-ramp cashes out. Handled by third-party providers: MoonPay (on-ramp) and Transak (off-ramp). See Convert to fiat.
  • Fiat — Regular government-issued money (like USD or EUR) in a bank account.
  • Solver spread — A small cost charged when a payment is swapped across networks or between tokens. See Money & fees.
  • Slippage — Price movement during a swap that can affect the amount or timing you receive.
  • Multisig / M-of-N — A shared account that needs several named signers to approve before money moves (e.g. 2-of-3). Built on Gnosis Safe. See Multisig.
  • Vault / DeFi lending — Independent, automated third-party services that lend deposited funds to borrowers. Earn uses these; StableAccount does not operate them and you bear the risk. See Earn.
  • Yield / APY — The return on funds deposited into Earn. It is live, variable, and not guaranteed. See Earn.
  • Depeg — When a stablecoin’s value moves away from its $1 target. See Money & fees.
  • Take-rate overage — A small percentage charged only on metered usage above your plan’s included allowance. See Pricing.
  • PWA — A “progressive web app” you can install on your device from the browser, without an app store.
  • Paymaster — The service (Pimlico / ZeroDev) that lets you pay network gas in USDC instead of ETH.
  • Bundler — Infrastructure that submits smart-account transactions to the network.