Get from zero to a funded dollar account in a few minutes. You sign in like any normal app — there’s no crypto wallet to set up by hand at sign-up and no ETH to buy.
Access is tied to your login method through Privy. This makes access convenient, but it means the security and recoverability of your funds depend on your login method and on Privy’s recovery mechanisms and their limits. If you lose access to your login and any available recovery options, your funds may be unrecoverable and StableAccount cannot recover them.
1. Sign in
Open StableAccount and sign in with your email or a social account. Privy provisions your embedded wallet and your smart account automatically — access is authorized only through your login, and StableAccount never holds your keys or your funds. See How it works and Security.
2. Claim your @handle
Pick a username (your @handle). This is how people pay you — no addresses to copy. See Send & receive.
3. Add dollars
Fund your account any of these ways:
- Add cash (on-ramp) with a bank transfer or card via MoonPay (it lands as ”$”). See Convert to fiat for the fiat rails.
- Receive from someone who already holds dollars/stablecoins — by your @handle, your address, or a payment link. See Send & receive.
4. See your balance
Your funds appear as one ”$” figure. You’re ready to send, receive, run payroll, or earn. Behind that single number, chain & asset abstraction handles the networks and tokens.
5. (Optional) Set up your workspace
- Invite teammates with roles — see Teams & roles.
- Open a multi-signature account for shared funds — see Multisig.
- Connect your accounting preferences (reporting currency, reference FX) — see Accounting & reports.
6. (Optional) Install the app
Add StableAccount to your home screen as a PWA and use it like a native app — no app store required. A dedicated mobile app is on the roadmap.
A few things to know before you move money
- On-chain transactions are generally irreversible. Verify every recipient, address, @handle, amount, network, and asset before you confirm. StableAccount cannot cancel, reverse, or refund a completed on-chain transaction.
- You are responsible for your access. Because the account is non-custodial, if you lose access to your login and any recovery options, StableAccount cannot recover your funds or reset your keys. See Security.
- Balances are not deposits and are not insured by any scheme, and USDC carries depeg risk. You may lose some or all of your funds. See Money & fees and Compliance & risk.
- Availability and features vary by jurisdiction — some may be unavailable, restricted, or unlawful in your region.
Where to go next
- Send & receive — make your first payment or collect one.
- Earn — put idle dollars to work (with the risks spelled out).
- Pricing — see which tier fits.
- Glossary — plain-English definitions of every term.
- FAQ — quick answers to common questions.